Smarter Workers’ Compensation Insurance

It’s easy to stay compliant when pay-as-you-go workers’ comp meets modern payroll.
  • Protect your team and your bottom line

  • Save time and money with pay-as-you-go workers’ comp
  • Keep employees covered and avoid liability
  • Automated payments and on-the-fly updates when your team changes

Say Hello to Pay-As-You-Go

We offer pay-as-you-go workers’ comp plans because they’re the easiest way for you to cover your employees: You get to avoid big, upfront lump sum payments, and your policy is automatically updated when you add a new employee.

Pay As You Go Workers’ Comp

  • No premium due up front
  • Premiums calculated automatically
  • Saves time and money
  • Minimize costly audits

Traditional Workers’ Comp

  • Large premium due up front


  • Talk to broker to update policy when you hire someone new
  • Causes large hit to operating cost
  • Risk of costly audits

Workers’ Comp + Payroll = Magic

Get compliant fast

Receive a quote instantly, and set up your policy within a day or two. We’ve got you covered.

Add new hires automatically

Setting up a new employee takes no extra work. Once they’re added to OnPay, they’re insured.

One login, one small bill

Keep your back office organized and avoid lump sum payments. OnPay streamlines everything.

Adding workers' comp is easy

  1. Set up your account in minutes
  2. Add your employees (or ask us to do it)
  3. Request your quote and accept coverage
  4. Run payroll (your premiums are automatically submitted)
  • Try us. Your first month is free.